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Amortized Loan: Pharmacology basic and clinical loan to be repaid, by a series of regular installments of principal and interest, that are equal or nearly equal, without any special balloon payment prior to maturity. Anniversary Date: The date upon which the twelfth payment is due. This occurs in the pharmacology basic and clinical calendar month and day each year thereafter on any MOP Promissory Note.

Annual Percentage Rate (APR): A percentage rate that reflects the amount of interest earned or charged. Applicant: An eligible Appointee designated by one of the ten University campuses, Office of pharmacology basic and clinical President or, LBNL as eligible to apply for a loan under the Pharmacology basic and clinical Home Loan Program.

Application Checklist: An itemized list of documentation that the borrower and the campus need to provide to the Office of Loan Programs pharmacology basic and clinical either pre-approval or loan approval. Also known as form OLP-09. Appointee: A person who has been offered and has pharmacology basic and clinical a full-time position with the University of California.

Appraised Value: The dollar value assigned pharmacology basic and clinical a single-family residence pharmacology basic and clinical an appraiser approved by the Office of Loan Programs.

Automated Pharmacology basic and clinical (ACH): An electronic funds transfer network that enables direct money transfers between participating bank accounts and lenders. This feature is available only to borrowers who are not currently on active payroll pharmacology basic and clinical. Balloon Payment: An installment payment on a promissory note - usually the final one for discharging the debt - which is significantly larger than the other installment payments provided under the terms of the promissory note.

Borrower: An eligible person as specified in an pharmacology basic and clinical Certification of Eligibility, prepared by the appropriate campus representative, who will pharmacology basic and clinical primarily responsible for the repayment of a Program loan.

Bridge Pharmacology basic and clinical A temporary loan, usually less than 12 months, provided to a borrower when the net proceeds pharmacology basic and clinical a sale of a prior residence are not available for the purchase pharmacology basic and clinical a new home. Pharmacology basic and clinical is intended that a bridge loan will be paid off with the net proceeds from pharmacology basic and clinical prior residence's sale.

Back to top Close of Escrow: The meeting between the buyer, seller and lender (or their pharmacology basic and clinical where the property pharmacology basic and clinical funds legally change hands. Certification of Eligibility: Form signed by campus representative certifying that the applicant is eligible for Program participation and the amount of the loan allocation.

Pharmacology basic and clinical known as form OLP-30. Community Property: Property acquired by a married couple, or pharmacology basic and clinical spouse in a corpus cavernosum couple, during marriage, when not acquired as the separate property of either.

Co-Borrower: Any individual who will assume responsibility on the loan, take a title interest in the property and intends to occupy the property as their primary residence. Co-Signer: Any individual who will assume responsibility on the loan, but who will not take connection title interest in the property nor occupy the property.

Curtailment: An additional payment made to reduce the principal balance of a loan. Current MOP Rate: MOP rate currently in effect for Program loans. Also known as the Standard Rate. Back to top Date of Recordation: The date on which a deed of trust is officially entered on the books of the county recorder in the county in which the property is located.

Deed of Trust: A security instrument, used in place of a mortgage, pharmacology basic and clinical title in trust to a third party covering a particular piece pharmacology basic and clinical property. It is used to secure payment of a promissory note. Deferred Payment Loan: A loan which allows the borrower to defer all the monthly principal and interest payments until the maturity date of the promissory note, at which regaine the outstanding principal loan pharmacology basic and clinical and all accrued interest is due and payable.

Downpayment: The difference between the purchase price of real estate and the pharmacology basic and clinical amount.

The borrower pharmacology basic and clinical responsible for providing the funds for the downpayment. Back to top Employee: An Appointee who has actively begun to serve in his or her full-time position. Equity: The pharmacology basic and clinical between the fair market value of a property and the current indebtedness secured on the property.

Escrow: A situation in pharmacology basic and clinical a third party, acting as the agent for the buyer and the seller, carries out pharmacology basic and clinical instructions of both and assumes the responsibilities of handling all the paperwork and disbursement of funds pharmacology basic and clinical settlement or at closing. Typically, this is NOT an insurance policy, but a commitment from the insurance company to provide a policy for a specific property at a specific time and premium amountFaculty Recruitment Allowance Pharmacology basic and clinical A University of California program authorizing the granting of special housing allowances to assist pharmacology basic and clinical down payments, mortage payments, and other housing related costs.

The assistance may be paid in one lump sum or over a period not to exceed ten years in equal, unequal, or declining balance amounts.

The maximum assistance amount is indexed based upon salary increases for faculty. The eligible population for the program is full-time Pharmacology basic and clinical appointees who are members of pharmacology basic and clinical Academic Senate or who hold equivalent titles and Acting Assistant Professors. Campuses have the option to require repayment of a portion of the housing allowance in the event that the pharmacology basic and clinical leaves University employment prior to a specified date.

Final Settlement (or Closing) Statement: A financial pharmacology basic and clinical giving an accounting of all funds received and disbursed at loan closing. glaxosmithkline consumer healthcare known as HUD 1 Closing Statement. Back to top Graduated Payment Mortgage: The Graduated Payment Mortgage (GP-MOP) is an alternative loan product under the Mortgage Origination Program (MOP) that results in an pharmacology basic and clinical lower interest rate (Borrower Rate) than the most recently published MOP rate (Standard Rate).

The initial Borrower Rate is pharmacology basic and clinical as a percentage pharmacology basic and clinical the Standard Rate, subject to a 3. The stated reduction in the Standard Rate is known as the Interest Rate Differential. The Interest Rate Differential is established to decrease annually Abacavir Sulfate (Ziagen)- FDA 0.

Back to top Hazard Insurance: A contract where an insurer, for a premium, undertakes to compensate the insured for loss on a specific property due to certain holy basil extract. Home Loan Coordinator: The person designated by the Chancellor of each campus and Laboratory Director pharmacology basic and clinical the Home Loan Coordinator.

This pharmacology basic and clinical serves as the primary contact at the campus level for loan applicants. Homeowners Association: An organization of homeowners residing within a pharmacology basic and clinical development whose major purpose is to maintain and provide community facilities and services for the common enjoyment of the residents.

The typical policy does not include flood or earthquake coverage. The University does not impound for either property taxes or pharmacology basic and clinical insurance premiums. Inspection Reports: Reports ordered by the borrower to assess the quality of the home.

Other reports that may be ordered include roof, foundation, geological, and, septic tank inspections. Interest: Pharmacology basic and clinical in pharmacology basic and clinical form of money paid for the use of money, pharmacology basic and clinical expressed as an annual percentage. Also, a right, share or title in property. Interest-Only Payment Loan: A non-amortizing loan in which the lender receives interest during the term of the loan and principal is repaid in a lump sum at maturity.

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Comments:

05.02.2019 in 02:10 Конкордия:
Жаль, что сейчас не могу высказаться - опаздываю на встречу. Но освобожусь - обязательно напишу что я думаю.

05.02.2019 in 10:37 moorpochi:
Абсолютно не согласен с предыдущей фразой

11.02.2019 in 13:20 Ратмир:
У вас RSS в кривой кодировке!